Current debts we're working on total $7753, a difference of $495 since I last posted. Not great, but not bad either.
Things are going well here. I am happy to report that after a HUGE and difficult trimester, I have finished grad school! YEAH! I am awaiting my grade for my last class but have no reason to believe it will be below a B. Which means in about two weeks I should have my MBA! Wooooo hooo!
I updated my sidebars --------> to reflect current amounts, and will recap my yearly goals below.
1. Establish a $1000 E-fund. Grade: F Once again we have raided the E-fund. Can someone please give me some pointers on maintaining this account? So frustrating!
2. Eliminate $8,800 in debt. Grade: C. So far this year, we have eliminated $3,240 or $540 a month. At this rate we will not meet our goal! We must get back up around $750 a month to get there.
3. Graduate from college (again.) Grade: A. It's gonna happen, in about 2 weeks!
4. Continue to lose weight. Grade: B-. I have stalled at around 11 pounds lost. I seem to have hit a plateau despite working hard, exercising and tracking caloric intake. The scale's not moving, but it isn't due to lack of effort on my part!
5. Find a way to make $80 in snowflakes per month. Grade: D. I haven't even tried lately. I am planning a yard sale and some Craigslist sales, so this number will move next month.
6. Be a better wife and mom. Grade: A-. Summer in Maine is SO much easier to plan activities. The kiddo and I have done the beach, pedicures, played games, taken walks, etc. For family activities we have done a lot of boating and fishing. We have a full calendar planned this weekend, too. And much more to come! I love summer in Maine.
7. Spend some time improving myself:
a. Go see the dentist regularly. Grade: A! I found a new dentist and she's wonderful. So far I have done my initial consultation and had a broken tooth fixed (love my FSA!) and I have another appointment next week for a cleaning.
b. Go have my eyes checked (it’s been 5 years!) Grade: F …Didn’t even try to schedule it.
c. Spend a little more time and money on my appearance. Grade: A+ Maybe I did TOO well on this one? I was given some cash for graduation and I decided to spend it on clothes and shoes. I haven't done that in a long time! It felt good, but I could have spent it on bills...so I do feel a bit guilty. (But I look really pretty!)
b. Go have my eyes checked (it’s been 5 years!) Grade: F …Didn’t even try to schedule it.
c. Spend a little more time and money on my appearance. Grade: A+ Maybe I did TOO well on this one? I was given some cash for graduation and I decided to spend it on clothes and shoes. I haven't done that in a long time! It felt good, but I could have spent it on bills...so I do feel a bit guilty. (But I look really pretty!)
d. Visit the chiropractor at least 7 times. Grade: A I've been twice and have an appointment next week.
e. Exercise at least twice a week. Grade: A. I've been running! And I like it. I partially tore my meniscus a few weeks ago and had to take some time off to heal it. I have been back at it about 8 days and have run three times in that period.
e. Exercise at least twice a week. Grade: A. I've been running! And I like it. I partially tore my meniscus a few weeks ago and had to take some time off to heal it. I have been back at it about 8 days and have run three times in that period.
So that's the scoop. Things are going pretty well and I feel confident we will regain some momentum on our financial goals. I'll check back soon....until then, rock on, PF bloggers. Reading your words is inspiring!
Sounds good to me! Glad you are spending some time on yourself! We all need to do that every once in a while...
ReplyDeleteMaine sounds wonderful!
#6 is the most important in my mind ;)
ReplyDeleteyou are doing a great job on your goals! wish i could tell you about the ef - maybe put it into an account that you don't have easy access to? my account that we just set up does not have a debit card - if I want the money, I have to physically go into the bank 20 minutes away to get it & that totally will help me out - we have separate 'sub' accounts there & it is wonderful - it is so far out of the way that it is just out of site, out of mind ;) good luck sunshine
school is most important too - good job & congrats!
ReplyDelete