Tuesday, August 9, 2011

Spending Recap

Mon 8/1 - $40 gas
$11 Daughter's daycare activities

Tue 8/2 - NO SPEND

Wed 8/3 - $107 Groceries

Thur 8/4 $3.50 Fast Food Dinner

Fri 8/5 $10 Theme Park
$13 Snacks


Last week was an OK week, although I had hoped Thursday would be a no spend also.  I had to wait in town to meet my husband before going home, and the wait was longer than expected.  The kiddo got hungry, so we went though a drive thru. Oh well. Other than that I am pretty happy with our spending!  We also went to the theme park and it was awesome!  What a fun time - and inexpensive, too, since my work paid for admission.

This week is unexpectedly going to be a little more money than I want to spend, but we are going to go forth with plans.  Our daughter had a last-minute the opportunity to take a trip to some local attractions with her grandparents so we are going to send her, despite the fact it will be a little money out of pocket. We think that time will be valuable for her, since she doesn't get a lot of alone time with them.   Also, I have been invited to spend time with a friend out of town Friday for dinner and drinks, and since I rarely, if ever, have a time to go out without my child, I am going to take her up on the offer!  I will try to keep my expenditures to a minimum.

Not much else is going on, though we did have a chance to sell two items on Craigslist this weekend - hurray!  I had a buyer lined up for them in July but she backed out, so I was glad to get these items out of the house.  We made $80 on them.

Other than that I have been cleaning furiously and purging our house of unwanted items in preparation for a yard sale.  I have finished the top floor of the house, now I need to work on the 1st floor and then on to the dreaded basement.  I am in hopes to have a very successul sale.  It will likely be at the end of the month.

I guess that is it for now.  How goes it for you, blog friends?

Wednesday, August 3, 2011

Payday Wednesday Update

Greetings from the very warm North!

It’s payday again, which means money came in, and went out again in a hurry.  It’s OK though. Everything is under control.  We’ve been doing really well with spending lately!

I paid the bills and reduced our truck balance a bit, and added funds to savings.  It now stands at $379, up from $279.

Our focus recently has shifted a little bit.  I have been paying our normal bills and a little extra, but we have become very focused on our tenuous grasp on the concept of an E -fund.  It’s just something we have ALWAYS been challenged at.  So, as of right now we are working towards saving more rather than aggressively paying down debt.

At the same time, it’s disheartening to me because our balances are moving at a snail’s pace. I am not going to lie – at this payoff rate, we are not going to hit our payoff goal for the year, nor are we making any headway on our snowflakes.  I had thought I had some Craigslist sales of items around the house lined up for July, but they fell through.

We are preparing for a yard sale in two weeks, so I hope to do well on that and put away a significant chunk from that.  We have A LOT to sell.  And I know that we’re going to get where we’re going, but when I look at the big picture that goal seems so far away.

We’re trudging forth.  I know we’ll get there.  I’m just discouraged.

Monday, August 1, 2011

Spending Recap

Sunday 7/24 – Included in CASH vacation numbers

Monday 7/25 - $20 gas
$1 Snack

Tuesday 7/26 - NO SPEND

Wednesday 7/27 - $45 groceries
$30 gas

Thursday 7/28- NO SPEND

Friday 7/29 - NO SPEND

Saturday 7/30 - NO SPEND

I did much better this week – really, out of necessity!  Payday is Wednesday and I really need to keep a close eye on our expenditures until then.

This week we have a few things planned...today has been a spendy day, but I should be able to squeak in a few no spends prior to Friday.  We are headed to an amusement park that day, which my job is paying for admission – yeah!  We will pack a lunch, but I’ll bring a bit of cash for treats.

I will post again Wednesday for my usual payday update!  Until then….enjoy the heat!