2011 Resolutions

1. Establish a $1000 E-fund. And keep it above that amount…see earlier post.
2. Eliminate $8,800 in debt. This includes our medical and credit card debt, and would bring the truck loan balance down under $3,000.
3. Graduate from college (again.) Barring any unforeseen circumstances, I'll have my master's in June.
4.  Continue to lose weight. Goal is 15 more pounds.
5.  Find a way to make $80 in snowflakes per month. I upped this from $50 because we really need more momentum on our finances.
6. Be a better wife and mom. I know all moms struggle with this, but I seem to be spreading myself exceptionally thin between my job and grad school.  I want to make more time to go out with my husband - alone J - and also do more fun activities with our daughter.
7. Spend some time improving myself.  There are things I used to do which I don’t do anymore – I gave them up when we faced financial struggles and I never went back. Sadly, a number of those items directly affected my health and well-being. This year I vow to:

a. Go see the dentist regularly

b. Go have my eyes checked (it’s been 5 years!)

c. Spend a little more time and money on my appearance

d. Visit the chiropractor at least 7 times (helps me with migraines)

e. Exercise at least twice a week.

During open enrollment in December, I changed my withholding amounts for my FSA to cover most of these needs if not all.  I had to do some guesswork but I feel confident that I allocated well, so these items should not after-tax budget figures I use much.

So….there we go. I will do a check-in once a month at the end of the month to document my progress on these resolutions.